Terms of Service

Last updated: January 2026

1. About Our Service

Perth Home Loan Broker operates as a broker introduction service. We connect you with qualified finance brokers from our network. We do not:

  • Provide financial advice
  • Act as a credit provider or lender
  • Make lending decisions
  • Guarantee loan approval or specific terms

Any finance broker you are connected with operates independently and is responsible for their own services, advice, and compliance with applicable laws.

2. Acceptance of Terms

By using our website and services, you agree to these Terms of Service. If you do not agree, please do not use our services.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be an Australian resident or have legal authority to seek finance in Australia
  • Provide accurate and truthful information in your enquiry

4. How the Service Works

When you submit an enquiry through our website:

  1. We receive your contact details and the nature of your enquiry
  2. We match you with one or more brokers from our network who may be able to assist
  3. Your details are shared with matched brokers
  4. The broker(s) will contact you directly to discuss your requirements

There is no cost to you for using our introduction service. Brokers are typically paid by lenders when a loan settles.

5. No Financial Advice

The information on our website is general in nature and does not constitute financial advice. It does not take into account your personal objectives, financial situation, or needs.

Before making any financial decisions, you should:

  • Consider whether the information is appropriate for your circumstances
  • Seek independent financial advice if needed
  • Read any product disclosure statements or documentation

6. Third-Party Brokers

Brokers in our network are independent businesses. We:

  • Do not guarantee the quality or suitability of their advice
  • Are not responsible for their actions, recommendations, or outcomes
  • Do not endorse any specific financial product

Your engagement with a broker is subject to their own terms, conditions, and privacy policy.

7. Accuracy of Information

While we strive to ensure information on our website is accurate and up-to-date, we do not warrant that it is complete, reliable, or current. Interest rates, government schemes, and lending policies change frequently.

8. Intellectual Property

All content on this website, including text, graphics, logos, and images, is our property or used under licence. You may not reproduce, distribute, or use this content without our written permission.

9. Limitation of Liability

To the maximum extent permitted by law:

  • We are not liable for any loss or damage arising from your use of our service or reliance on information provided
  • We are not liable for the actions, advice, or outcomes of any broker you are connected with
  • Our total liability is limited to the amount you paid for our services (which is nil for the introduction service)

10. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

11. Changes to Terms

We may update these Terms of Service from time to time. Continued use of our services after changes constitutes acceptance of the updated terms.

12. Governing Law

These Terms of Service are governed by the laws of Western Australia, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Western Australia.

13. Contact Us

If you have questions about these Terms of Service, please contact us:

Email: loans@perthhomeloanbroker.com.au
Website: https://perthhomeloanbroker.com.au