Commercial Finance Perth - Solutions for Business
Perth businesses have diverse finance needs, from equipment purchases to commercial property acquisitions. Finance Broker Perth connects you with commercial brokers who specialise in business lending and have relationships with banks, specialist lenders, and private funders.
Commercial Finance Options
Our network of Perth commercial brokers can arrange:
Business Loans
Working capital, expansion funding, and acquisition finance. Options include secured and unsecured loans, lines of credit, and overdraft facilities. Lenders assess business financials, cash flow, and often require personal guarantees.
Equipment Finance
Finance vehicles, machinery, medical equipment, IT infrastructure, and other business assets. Structures include chattel mortgage, finance lease, operating lease, and hire purchase. Terms typically range from 2-7 years.
Commercial Property Finance
Purchase or refinance commercial premises, retail spaces, industrial properties, or mixed-use developments. Commercial property loans have different criteria to residential, often requiring larger deposits and assessing rental income.
Asset Finance
Fund the purchase of business assets while preserving working capital. Options vary in ownership structure and tax treatment - your broker can explain which suits your business situation.
Lenders for Perth Businesses
Commercial lending involves different lenders than residential:
- Major banks - CBA, NAB, Westpac, ANZ commercial divisions
- Specialist commercial - Prospa, OnDeck, Moula, Judo Bank
- Equipment specialists - Angle Finance, Capital Finance, Metro Finance
- Private lenders - For complex situations or quick settlements
What Lenders Assess
Commercial lending typically involves more detailed assessment than residential:
- Business financials (2+ years ideally)
- BAS statements and tax returns
- Cash flow and profitability
- Industry and business risk
- Security available (property, equipment, personal guarantees)
- Purpose and repayment strategy
Newer businesses or those with complex structures benefit from broker expertise in presenting applications effectively.
Perth Business Sectors We Serve
Our commercial brokers work with Perth businesses across sectors including transport and logistics, mining services, healthcare, hospitality, retail, professional services, and construction. Each industry has lenders with relevant experience and appetite.
Whether your business is based in Perth CBD, West Perth, or industrial areas, our brokers understand local market conditions.
Get Connected with a Commercial Broker
Tell us about your business finance needs and we’ll match you with a Perth broker who specialises in commercial lending. Free consultation, no obligation.
