Home Loans Perth - Find the Right Broker
Getting a home loan in Perth starts with finding the right broker. Finance Broker Perth connects you with qualified mortgage brokers who have access to over 100 lenders, from the Big 4 banks to specialist non-bank lenders.
Why Use a Home Loan Broker in Perth?
Perth’s property market has its own dynamics. A local broker understands Western Australian conditions and can navigate options that suit your situation. Our network brokers compare products from Commonwealth Bank, Westpac, NAB, ANZ, Bankwest, and dozens of other lenders to find competitive rates and suitable loan features.
The best part? Using a broker typically costs you nothing. Brokers are paid by lenders when your loan settles.
First Home Buyers in Perth
If you’re buying your first home in Perth, you may qualify for the First Home Buyer Guarantee (FHBG). As of October 2025, Perth metro buyers can purchase properties up to $850,000 with as little as 5% deposit and no Lenders Mortgage Insurance (LMI). Regional WA has a cap of $600,000.
Our brokers help first home buyers understand:
- Government schemes and eligibility
- How much you can borrow
- The deposit and savings you’ll need
- Stamp duty and other costs
- Pre-approval timing
Home Loan Types Available
Perth brokers in our network can arrange various loan structures:
- Variable rate loans - Rates move with market conditions
- Fixed rate loans - Lock in your rate for 1-5 years
- Split loans - Part fixed, part variable
- Offset accounts - Reduce interest with linked savings
- Interest-only periods - Lower repayments initially (investors)
Perth Property Market Considerations
Whether you’re looking in Perth CBD, the western suburbs like Subiaco, or growing areas like Joondalup, your broker can advise on loan structures that suit your target area and property type.
Get Matched with a Perth Home Loan Broker
Tell us about your home buying plans and we’ll connect you with a qualified broker from our network. No cost, no obligation.
